Money

Operational costs or expenses (OPEX) are the expenses incurred by a business for its daily operations. These costs can differ from business to business, but the most common ones include payroll, rent, equipment, utility, inventory, insurance, and marketing. Operating costs are unavoidable as your business operates daily. Some businesses work to reduce these costs so …

Save On Your Operational Costs Without Hurting Your Business Continue Reading

Most people always have something they need to pay off, whether it’s bills, loans, balances, and more. The hardest thing, however, can be piling on debt after debt or simply not being able to pay off debts that are already mounting on. That can be from student loans, mortgage payments, car loans, or even debts …

What You Should Do When You’re Drowning in Debt Continue Reading

The modern office has changed in the wake of the pandemic. Twitter CEO Jack Dorsey recently made news by declaring that his employees could work from home permanently. Yet other companies had already implemented such arrangements even before the spread of Covid-19. Evidence shows that trends toward full-time remote work had already been gaining momentum …

Improving Performance Management for Your Business to Succeed in Remote Work Continue Reading

As more people begin to explore the gig economy as a means of supplementing or replacing their traditional jobs, issues of scale will become a common challenge. As your freelance cash flow stabilizes, you may find yourself handling too much work. It’s a good problem to have, but a problem nonetheless. Committing all your time …

Smart Peer-to-Peer Hiring: Scale Up Your Outsourcing Network Continue Reading

Times are tough. And it looks like it’s going to get worse before it gets better. That said, there are still a lot of things you can do to cut costs at home. Whether you live alone or with your family, making a few changes to your day to day activities will surely add up …

Home Ideas to Save on Costs in 2020 Continue Reading

Financial success is a big concept for many people. For many people, it means having a lot of money in the bank, but accumulating wealth is only one aspect of it. If you want to truly achieve it, it is better to have smaller goals to aim for. It is even easier when you have …

Financial Goals to Aim For in Your Thirties Continue Reading

Incurring debt can be a debilitating financial problem later in life. The majority of adults today are struggling with some form of debt, whether it be student loan debt, credit card debt, or debt that their parents left behind.   An experienced debt settlement lawyer in Salt Lake City and other places is not difficult to find, but …

7 Ways You Can Avoid Debt in Your 20s and 30s Continue Reading

Mortgage lending is a lucrative business in Utah. An average home loan in America is paid off just a little over eight years since the day it was consummated. And the interest collected during this period is high enough to render a fully amortized, fixed-rate mortgage in Ogden, Harrisville, or Pleasant View profitable. You might …

What Are the Usual Reasons Why Mortgage Applications Are Denied? Continue Reading

When we envision our businesses and put our plans to work, we often focus on what we can do and what we can provide. However, no one is perfect, and companies are even less so. This is why, at some point in your operations, you’ll encounter concerns from your customer base. Since this is practically …

Helpful Suggestions for Handling Customer Concerns Effectively Continue Reading

A home equity line of credit (or HELOC) is equal parts mortgage and credit card. It is a secured loan that uses your house as collateral to open a revolving credit line with a limit set by a significant portion of your home equity. Any roofer, kitchen remodeler, and window contractor company in San Diego …

Can a HELOC Affect Your Credit? Continue Reading